Since the early 90's Phillip Hathway has been actively involved in the local property market and has experience covering most areas of Torfaen, Monmouthshire. We specialise in helping homeowners who are struggling to get the viewings and offers they want with our secrets of successfully selling homes.
Services
Philip is qualified with both a CeMAP (Certificate of Mortgage Advice and Practice) and CeRER (Certificate of Regulated Equity Release) certificate, and has been involved within the property industry since the early 1990's.
He has worked for and run corporate Estate Agencies for large National companies, and also worked for an Independent Agent.
He is an experienced landlord and a qualified mortgage broker and is confident that his company can offer an unrivalled level of service when it comes to dealing with property whether you are buying, selling, letting or looking to rent a property.
He has worked for and run corporate Estate Agencies for large National companies, and also worked for an Independent Agent.
He is an experienced landlord and a qualified mortgage broker and is confident that his company can offer an unrivalled level of service when it comes to dealing with property whether you are buying, selling, letting or looking to rent a property.
Since the early 90's Phillip Hathway has been actively involved in the local property market and has experience covering most areas of Torfaen, Monmouthshire and Cardiff.
Hathways Estate Agents Cwmbran office is well situated within the commercial hub of Pontnewydd Village alongside other Estate Agents, Accountants, Solicitors and Insurance Brokers.
Our Mortgage office is situated in the historic Roman Town of Caerleon in the Heart of the Village.
We own our business premises and we are independent and not part of a franchise so our fees and charges are not governed or influenced by expensive overheads and/or franchise fees.
Hathways Estate Agents Cwmbran office is well situated within the commercial hub of Pontnewydd Village alongside other Estate Agents, Accountants, Solicitors and Insurance Brokers.
Our Mortgage office is situated in the historic Roman Town of Caerleon in the Heart of the Village.
We own our business premises and we are independent and not part of a franchise so our fees and charges are not governed or influenced by expensive overheads and/or franchise fees.
We can help you find your perfect home.
When you buy your home it can often be the largest financial commitment that you ever make.
You need to know that you are always dealing with professional people who care about your requirements.
We can help you find your perfect home along with advising you of the best way to finance your home.
It is vital to ensure you are aware of all of the costs involved at the outset.
There is nothing worse than seeing your dream home and then finding out that it is out of your price range.
When you buy your home it can often be the largest financial commitment that you ever make.
You need to know that you are always dealing with professional people who care about your requirements.
We can help you find your perfect home along with advising you of the best way to finance your home.
It is vital to ensure you are aware of all of the costs involved at the outset.
There is nothing worse than seeing your dream home and then finding out that it is out of your price range.
In line with the requirements outlined within Renting Homes (Fees etc.) (Wales) Act 2019, you are required to pay a refundable holding deposit equivalent to one week's rent in order to reserve a property.
In line with The Renting Homes (Fees etc.) (Prescribed Limits of Default Payments)(Wales) Regulations 2020 the late rent fee is 3% APR after 7 days of late payment.
Other default fee's and charges that are applicable during a tenancy are as follows: Rent, Security Deposit, Holding Deposit to reserve a property (Refundable), Late payment of rent, Replacement of lost keys, Council Tax, Utilities, TV Licence and Communication Services.
In line with The Renting Homes (Fees etc.) (Prescribed Limits of Default Payments)(Wales) Regulations 2020 the late rent fee is 3% APR after 7 days of late payment.
Other default fee's and charges that are applicable during a tenancy are as follows: Rent, Security Deposit, Holding Deposit to reserve a property (Refundable), Late payment of rent, Replacement of lost keys, Council Tax, Utilities, TV Licence and Communication Services.
Most people searching for a mortgage only get as far as their own bank's mortgage services department.
But your bank's mortgage advisors will only advise you about products that they sell, so you may not be offered the best deal for your circumstances.
Your income, age, relationship status, job history, savings and debts are just some of the factors that lenders take into account when working out how much you can borrow and under what terms; some lenders offer more favourable terms than others depending on your overall situation.
But your bank's mortgage advisors will only advise you about products that they sell, so you may not be offered the best deal for your circumstances.
Your income, age, relationship status, job history, savings and debts are just some of the factors that lenders take into account when working out how much you can borrow and under what terms; some lenders offer more favourable terms than others depending on your overall situation.
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